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Erasmus is a multicultural experience that all students should try once in their life. Created in 1987, it is a European Union (EU) student exchange programme. In the last few years, a parallel project, called Erasmus Mundus, has expanded the destinations, offering exchange programmes in the other continents as well.   More than 4,000 higher institutions have taken part in the project: by promoting a multicultural idea of the university, students have become aware of the importance of discovering other countries and mingling theoretical notions with a different cultural background. Being able to get integrated into a new culture is a challenge that will also disclose some diverse aspects of people’s personality.   As a matter of fact, Erasmus has turned into a cultural phenomenon: attracting thousands of young people every year, this project is also tearing down
We all have these stereotypes in mind: investing in real estate is only for wealthy people, not within the grasp of us middle class people. But think again! It is actually possible and can be a very profitable market for everybody, if you know where to start and what to target. Here are some (very expert) tips to get you started as an investor in real estate. Buy REITs REITs are Real Investment Trusts. Yes, but what is it exactly? They allow you to not invest in physical real estate because they’re actually companies who already invested in real estate and owns them, such as retail spaces or office buildings. These companies pay high dividends, so they’re a good investment. You need to be careful on the type of REIT you purchase though: some trade on a stock for example, but some don’t and are not easily sold as a result. Use an online real estate platform To help investors, companies known as real estate platforms help connect borrowers, real estate developers, to investors. By paying the platform and the real estate developers through debt or equity, investors hope to make their money grow. The only thing is that most of these platforms only accept accredited investors having an income superior to $200,000 and $300,000 with a spouse in each of the last two years, or having a net worth of $1 million or more! Invest in rental properties A smart solution is to invest in rental properties. You can either buy a house for example and live there if you need and rent the other rooms, or you can just buy a property and renting in fully. The good tip is to find a property for which the combined expenses are lower than what you are going to charge for the rent. Also, at some point, when you won’t want to deal with your tenants problems, you can always hire a property manager. Fix up and resell properties No this is not a reality TV show, it can actually be you! Fixing a house and selling it is actually a very good investment. To limit the expenses, you can even live in the house while you’re fixing it. It’s not as easy as what you can see on TV shows, but you can always ask the help of an expert as a partner to evaluate and plan your project. Rent out a room Airbnb is also real estate investment! If you’re afraid to become a proper real estate mogul, it’s the easiest solution as you’re protected by the company regarding renters and damages.
Beauty is a subjective concept and no one can deny it. Nevertheless, some women are capable of embodying the idea of beauty in an extraordinary way. They come from different countries and, thanks to their heterogeneous origins, we can enjoy a broad panorama of beauty where no stereotype is admitted. Let’s now discover the 30 most beautiful women in the world!
There are many facts that we don’t know about Vikings. In addition, most of the things we know are the result of superstitions or unrealistic legends. The popularity of Vikings can bee also seen through all the films and TV series that have been recently produced. Let’s now discover the amazing culture of Vikings, their habits and their mentality!
When surrounded by nature and stunning landscapes, bridges can be absolutely breathtaking. Nevertheless, some of them are more than just fascinating and crossing these bridges is not recommended to faint hearts. Let’s now discover the 20 most dreadful and dangerous bridges in the world !
In 2007 The Big Bang Theory was released for the first time and, since that year, it has become part of its fans’ life, children and adults alike. It is needless to underline the aspects that make this sitcom an undeniable success: just think of the character of Sheldon and all his quirks, or the choice to have a bunch of physicians as protagonists. We all know them thanks to this TV series and, after all, their popularity partly depends on it. Nevertheless, they are more than the roles they play in The Big Bang Theory. Let’s now discover who they really are, how they look like in real life, and in which movies we have seen them!
Tattoos exist in a lot of cultures and different shapes. Through years, techniques have evolved and improved. Tattooers are artists and can change our bodies in true works of art. Optical illusions tattoos are very trendy these days: here are 20 tattoos that create amazing optical illusions. Be ready to be astonished!